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There’s always a group of buyers who talk about ‘waiting for the right time’ to enter the property market. They watch, they research, they monitor… but often they never buy. The reality is simple - there is no perfect time. You have most likely heard the phrase… ‘It’s not about timing the market it’s about time in the market.’ Too often, people hold back because they’re chasing what feels like a bargain. The flaw? Truly great properties rarely, if ever, sell at bargain prices

The Australian property market in 2025 presents opportunities but also several risks that investors and homeowners should carefully consider. Understanding these challenges and how to mitigate them can help protect your investment and financial wellbeing. Policy changes and rental reforms Several states have introduced or are introducing rental reforms aimed at creating fairer tenancy laws. For example, from May 2025, New South Wales ended ‘no grounds’ evictions, requiring la

Over the past 5 to 10 years, Australian homeowners have seen remarkable growth in residential property prices.

The number of cash rate cuts that the Reserve Bank of Australia (RBA) may deliver in 2025 is uncertain, with major banks estimating anywhere between two and five.

As we are heading into anticipated cash rate cuts by the RBA this year, it’s crucial to understand how this change may affect your mortgage and finance position.

The Australian property market in 2025 presents a unique landscape for both buyers and sellers.

DON’T GET CAUGHT THIS YEAR AND LOSE 15% OF YOUR PROPERTY SALE PRICE! Yes – there are new tax rules for property sales as of 1 January...

One of the great reasons to use our finance services to help with your refinance is because we do this daily as part of our role.

This year is definitely flying by. We are already into the second quarter of the year and the property market is still very buoyant....

There are many considerations to contemplate when it comes time to upgrade or downgrade to a new home. While usually exciting, it can be...

All lenders have a formula for assessing your capacity to service a loan. Any loan. It is important to lenders that the loan can be...

It has been suggested it could take a person nine years to save for a deposit on a home in capital cities and just over seven years in...

Do you ever find yourself dissatisfied with your current financial situation? Have you ever stopped to contemplate how you can improve your financial well-being? If thoughts like this cross your mind…

What do we do now? When our clients (let’s call them David and Trish) were contemplating selling their home, they started looking around...

Navigating the Australian property market can be daunting for first home buyers, especially with rising prices and increased costs....

In January 2024, the national median asking price for a combined dwelling was $760,000. If you are aiming to save a 20% deposit, you need to save $152,000.

On 30 October 2024, the Australian Bureau of Statistics (ABS) announced some good news - the Consumer Price Index (CPI) dropped to 2.8%.

According to a survey by UBank, a staggering 86% of Australians are unaware of their monthly living expenses. This lack of financial awareness can have serious implications, particularly when it comes to loan eligibility.

Lifestyle creep occurs when increased income leads to higher spending on non-essential items, transforming luxuries into perceived necessities.

When considering whether to take the plunge and invest in property outside of their family home, many question their ability to save a...