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Previously, only property sales over $750,000 required an ATO clearance certificate. However, as of 1 January 2025, all property sales in Australia, regardless of the sale price, now require sellers to obtain a clearance certificate from the ATO.

As your finance specialist, here’s what we do to guide you through a smooth refinancing transition.

This year is definitely flying by. We are already into the second quarter of the year and the property market is still very buoyant. Finding your dream home or an ideal affordable investment property is tricky at the best of times, but in this fast-paced market it can be even tougher. But all is not lost. We reveal how you can increase your chances of successful home ownership.

There are many considerations to contemplate when it comes time to upgrade or downgrade to a new home. While usually exciting, it can be very stressful at the same time. SHOULD YOU BUY FIRST or SHOULD YOU SELL FIRST?

All lenders have a formula for assessing your capacity to service a loan. Any loan. It is important to lenders that the loan can be repaid over a certain timeframe and that repayments can be ongoing and on a regular basis – especially in the event of a change in personal circumstances.

Do you ever find yourself dissatisfied with your current financial situation? Have you ever stopped to contemplate how you can improve your financial well-being?

It has been suggested it could take a person nine years to save for a deposit on a home in capital cities and just over seven years in regional areas? But what if there were small incremental actions you could take in your everyday life to speed up this process?

A bridging loan is a financial product specifically designed for borrowers who want to purchase a new home before the sale of their old one is complete.

Navigating the Australian property market can be daunting for first home buyers, especially with rising prices and increased costs.

Navigating the current Australian property market requires careful consideration and strategic planning.

As we look ahead to 2025, financial analysts predict that the RBA will maintain the current cash rate with potential cuts not anticipated until February 2025.‍

Understanding your spending habits is crucial for effective budgeting and securing loans as lenders closely assess living expenses when determining borrowing capacity.

Lifestyle creep is an insidious phenomenon that can significantly impact your financial health by affecting both your credit score and borrowing capacity.‍

If you already have equity in your existing home or another investment property, you may be able to use your accumulated equity to purchase an additional property.

The 31% increase in investor finance over the past year underscores a strong belief in the resilience of the Australian property market.

Buying an investment property can be a lucrative venture, however it is a significant decision that demands financial stability, knowledge of the market and a solid strategy.

Whether you’re a first time buyer or seasoned investor, consider the potential benefits of rentvesting and explore how this innovative strategy could shape your path to property success.