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How Does Using The Equity In Your Home Help Pay It Off Sooner?
Over the past 5 to 10 years, Australian homeowners have seen remarkable growth in residential property prices.

Bob Malpass
Jul 24 min read


Gambling on the Interest Rate Cut Waiting Game...
The number of cash rate cuts that the Reserve Bank of Australia (RBA) may deliver in 2025 is uncertain, with major banks estimating anywhere between two and five.

Bob Malpass
Jun 193 min read


Rate Cut Reality Check
As we are heading into anticipated cash rate cuts by the RBA this year, it’s crucial to understand how this change may affect your mortgage and finance position.

Bob Malpass
Jun 63 min read


Navigating the 2025 Australian Property Market
The Australian property market in 2025 presents a unique landscape for both buyers and sellers.

Bob Malpass
May 283 min read


Calling all property sellers!
DON’T GET CAUGHT THIS YEAR AND LOSE 15% OF YOUR PROPERTY SALE PRICE! Yes – there are new tax rules for property sales as of 1 January...

Bob Malpass
May 124 min read


Guiding You Through Your Refinancing Journey
One of the great reasons to use our finance services to help with your refinance is because we do this daily as part of our role.

Bob Malpass
Apr 244 min read


5 Ways To Secure Your New Home Soone
This year is definitely flying by. We are already into the second quarter of the year and the property market is still very buoyant....

Bob Malpass
Apr 84 min read


SHOULD YOU BUY OR SELL FIRST? THE MOVING HOME DILEMMA…
There are many considerations to contemplate when it comes time to upgrade or downgrade to a new home. While usually exciting, it can be...

Bob Malpass
Apr 84 min read


How to Protect Your Loan Serviceability Reputation
All lenders have a formula for assessing your capacity to service a loan. Any loan. It is important to lenders that the loan can be...

Bob Malpass
Apr 13 min read


12 Step Guide to Speed Up Your Home Loan Deposit Savings
It has been suggested it could take a person nine years to save for a deposit on a home in capital cities and just over seven years in...

Bob Malpass
Mar 254 min read


8 Top Tips to Improve Your Finances
Do you ever find yourself dissatisfied with your current financial situation?
Have you ever stopped to contemplate how you can improve your financial well-being?
If thoughts like this cross your mind…

Bob Malpass
Mar 253 min read


Help! Our New Home Settles Before Our Existing Home
What do we do now? When our clients (let’s call them David and Trish) were contemplating selling their home, they started looking around...

Bob Malpass
Mar 215 min read


Parents - How to Help Your Kids
Navigating the Australian property market can be daunting for first home buyers, especially with rising prices and increased costs....

Bob Malpass
Mar 204 min read


When the price of housing outpaces your savings…
In January 2024, the national median asking price for a combined dwelling was $760,000. If you are aiming to save a 20% deposit, you need to save $152,000.

Bob Malpass
Mar 43 min read


CPI drops into RBA’s target range - WHAT’S AHEAD FOR INTEREST RATES?
On 30 October 2024, the Australian Bureau of Statistics (ABS) announced some good news - the Consumer Price Index (CPI) dropped to 2.8%.

Bob Malpass
Feb 183 min read


How spending an additional $50 per week can reduce your borrowing power... Really?
According to a survey by UBank, a staggering 86% of Australians are unaware of their monthly living expenses. This lack of financial awareness can have serious implications, particularly when it comes to loan eligibility.

Bob Malpass
Nov 29, 20242 min read


How Does Lifestyle Creep Affect You?
Lifestyle creep occurs when increased income leads to higher spending on non-essential items, transforming luxuries into perceived necessities.

Bob Malpass
Nov 7, 20244 min read


Am I In a Position To Invest In Property?
When considering whether to take the plunge and invest in property outside of their family home, many question their ability to save a...

Bob Malpass
Oct 18, 20242 min read


Australian Property Investors are Increasingly Confident
Strategic investors are increasingly confident in the Australian property market as evidenced by a remarkable 31% rise in investor finance over the past year.

Bob Malpass
Oct 11, 20243 min read


Are you ready to buy an investment property?
Buying an investment property can be a lucrative venture, however it is a significant decision that demands financial stability, knowledge of the market and a solid strategy.

Bob Malpass
Oct 4, 20243 min read
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